College Planning Tutorial: Student Loans

College Planning Tutorial:
Empowering College-Bound Students

College Student Loans

Both students and your families can obtain student loans to assist in your college payments.

Student loans can be a cost-effective method for helping to pay college costs, but you should only consider these options after exhausting all the other types of aid that may be available to you.

Several loan programs are available for students and parents who display financial need, including the Federal Subsidized Stafford Loan and the Federal Perkins Loan.

Other loans, such as the Parent Loan for Undergraduate Students (PLUS) and the Federal Unsubsidized Stafford Loan, are available to all students regardless of need. Several additional private educational loan programs exist to assist credit-worthy individuals.

For more information and resources, review these pages:

Understanding Student Loan Types, from U.S. Scholarship Guide.
Student Loans: 7 Smart Tactics for Choosing the Right One , from SimpleTuition.

Next up? A quick overview of books that cover paying for college.

Need help with any of the terms described on this page? If so, find the answers in our High School College-Bound and College Planning Glossary.

Return to the main page of the College Planning Tutorial.

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